RiskThinking.ai: Powering Climate-Resilient Financial Decisions with AI-Driven Insights

RiskThinking.ai is a cutting-edge AI platform designed for financial institutions, offering advanced climate risk data and analytics through its ClimateEarthDigitalTwin™ framework. Tailored for enterprise-level decision-making, it enables banks, institutional investors, insurance companies, and corporations to assess and manage climate-related financial risks with precision. The platform delivers comprehensive, forward-looking climate hazard data across 14,000 parent companies and 80,000 subsidiaries, covering over 6 million physical assets globally with high-accuracy downscaling and stochastic modeling. Its suite of tools—VELO App, VELO Data, VELO Reports, and ASK RISKTHINKING—provides real-time risk scoring, automated reporting, and AI-powered analysis using 50+ climate variables and 15 time horizons (2025–2100), supporting everything from regulatory compliance to strategic investment planning.

Key Features:

• ClimateEarthDigitalTwin™: A global, AI-powered digital twin simulating climate-related disruptions across physical assets and infrastructure networks.
• VELO App: A research platform for exploring climate risks and financial impacts across markets, sectors, and assets.
• VELO Data: High-accuracy, bulk geospatial climate risk data feeds with over 50 climate hazard variables and 15 forward-looking time horizons.
• ASK RISKTHINKING: An AI application for instant climate and physical risk analysis using multi-scenario stochastic modeling.
• Stochastic Climate Analytics: Advanced modeling across multiple climate projections (2025–2100) to assess risk under varying future conditions.
• Multi-Factor Risk Scoring: Comprehensive scoring system evaluating physical, financial, and operational risk exposure.
• Global Coverage: Data on 99% of public companies and 6 million physical assets worldwide, including mines, power plants, factories, and retail locations.
• Integrated Financial Metrics: Includes VaR (Value at Risk), Risk Probability, and Expected Impact for every location on Earth.
• Corporate & Ownership Mapping: Enriched data with company ownership, corporate structure, and financial identifiers.
• API & Bulk Data Feeds: Seamless integration into enterprise systems and custom workflows.
• Custom Data Upload: Allows private market participants to upload proprietary asset data to enhance risk modeling.
• Automated Risk Reporting: VELO Reports deliver detailed, ready-to-use climate stress test reports and compliance disclosures.
• Supply Chain & Infrastructure Mapping: Visualizes climate risk exposure across complex operational and supply networks.
• Regulatory Compliance Support: Streamlines adherence to climate mandates with automated data collection and transparent reporting.
• Financial Impact Analytics: Embeds climate risk into financial modeling for strategy, valuation, and portfolio risk assessment.
• Ready-Made Analysis Tools & Documentation: Includes Data Dictionary, Methodology guide, and pre-built analytical frameworks.

Pricing: RiskThinking.ai offers a freemium model with free access to limited data insights and a paid subscription tier for full platform access, API integration, and enterprise-grade analytics, including customized solutions for large financial institutions.

Conclusion: RiskThinking.ai is a transformative AI solution for financial institutions seeking to future-proof their portfolios and operations against climate risks, combining global scale, deep analytics, and regulatory readiness in one powerful platform.