Kristal.ai: Intelligent Wealth Management for the Modern Investor

Kristal.ai is a cutting-edge private banking and wealth-tech platform that delivers a seamless, fully digital investment experience with advanced AI-powered tools. Designed for high-net-worth individuals and institutional clients, it offers access to private markets, investment products, and comprehensive private wealth services across 25+ countries. At its core is Jarvis, a proprietary AI assistant that empowers relationship managers with instant access to KYC data, client insights, portfolio summaries, and product information—streamlining advisory workflows and enhancing client service. The platform is licensed and regulated in Singapore, Hong Kong, India, and Abu Dhabi, ensuring compliance and trust. With over 50,000 users, $1.5B+ in assets under management, and 400+ B2B partnerships, Kristal.ai combines robust financial infrastructure with intelligent automation. Its Kristal PaaS solution enables institutions to integrate powerful wealth-tech capabilities into their own ecosystems.

Key Features:

• Jarvis AI Assistant: Proprietary AI for relationship managers providing instant KYC, client insights, and portfolio performance summaries.
• Fully Digital Onboarding: Completed in just 15 minutes with no paperwork.
• Private Markets Access: Direct access to PE/VC funds, institutional funds, structured products, and thematic investments.
• Hybrid Digital + Human Advisory: Tailored services for accredited investors combining AI efficiency with expert human guidance.
• Global Investment Products: Offers mutual funds, private wealth services, and diversified investment solutions.
• Kristal PaaS: A white-label wealth-tech platform for institutional clients to scale their advisory services.
• Regulated & Secure: Licensed by MAS (Singapore), SFC (Hong Kong), SEBI (India), and FSRA (Abu Dhabi) with strong compliance and security protocols.
• Daily Fee Calculation: Transparent management, safekeeping, and fund fees calculated on a 365-day basis.
• Low Entry Fees: No management fees up to USD$10,000; competitive rates thereafter.
• Multi-Jurisdictional Operations: Active in Singapore, Hong Kong, India, UAE, and 25+ countries worldwide.

Pricing: Kristal.ai offers a freemium-like access model for its platform with tiered pricing based on client type and assets. Management fees start at 0.3% p.a. after USD$10,000, with additional fees for SGP and non-SGP residents. Safekeeping fees are 0.162% p.a. (SGP) and 0.150% p.a. (non-SGP). Brokerage charges are $1 per trade for USD transactions. Global Funds Account management fee is 0.4% annually. The platform provides a zero-fee threshold up to USD$10,000, making it accessible for smaller investors while maintaining premium services for larger portfolios.

Conclusion: Kristal.ai stands at the forefront of intelligent wealth management, delivering a secure, compliant, and highly efficient digital investment experience powered by AI. With its innovative Jarvis assistant and scalable Kristal PaaS, it’s a transformative tool for both individual investors and institutional players seeking next-generation financial advisory solutions.