Bleckwen.ai: Advanced AI-Powered Lending Fraud Prevention for Financial Institutions

Bleckwen.ai is a cutting-edge SaaS-based AI platform designed specifically for financial services to detect and prevent lending fraud in real time. Built with explainable AI and customized machine learning models, it analyzes hundreds of variables from client data to identify sophisticated fraud patterns—including identity theft, synthetic identities, merchant fraud, and collateral fraud—while minimizing false positives and customer friction. The platform is trusted by major institutions like BNP Paribas, Carrefour Banque, and Financo, delivering up to 80% reduction in residual fraud and a guaranteed 400% ROI. With secure, GDPR-compliant data processing in France and seamless integration via well-documented REST APIs, Bleckwen.ai ensures transparency, adaptability, and continuous model optimization through automatic re-training and active monitoring.

Key Features:

• Real-Time Fraud Scoring: Instant detection of fraudulent loan applications using hundreds of data variables.
• Bespoke AI Models: Custom-tailored machine learning models based on each client’s unique data and business needs.
• Explainable AI: Transparent models that enhance trust with users and regulators.
• Fraud Type Detection: Specializes in identity fraud, straw man borrowers, merchant fraud, collateral fraud, synthetic identity fraud, and corporate fraud.
• API Integration: Easy and secure integration via well-documented REST APIs with minimal setup.
• Continuous Model Monitoring: Active tracking for model drift and performance with automatic re-training every ~2 months.
• Two-Part Dashboard System: Operational dashboard (alerts, usage stats) and ML monitoring dashboard for full system visibility.
• Data Enrichment for SMEs: Enhances fraud detection accuracy in small and medium enterprise lending.
• High Accuracy & Low False Positives: Reduces false positives by half while increasing detection rates significantly.
• Free Residual Fraud Assessment: Offers a complimentary evaluation worth 30,000 euros to estimate potential fraud savings.
• Secure & GDPR Compliant: Processes data in France with no sub-processors; supports anonymized data.
• Proven Results: Achieved up to 80% fraud reduction at Carrefour Banque and 50–80% net fraud loss reduction at Financo.
• ROI Guarantee: Annual subscription model tied to fraud savings, promising a 400% return on investment.

Pricing: Bleckwen.ai operates on a subscription-based pricing model, where fees are calculated as a percentage of fraud savings achieved annually. It offers a free first bespoke scoring model and a complimentary residual fraud assessment valued at 30,000 euros to help clients evaluate potential benefits.

Conclusion: Bleckwen.ai stands out as a powerful, innovative, and results-driven solution for financial institutions seeking to strengthen their fraud defenses. With its adaptive AI, strong track record, and commitment to transparency and compliance, it is a trusted partner in securing lending processes and making finance safer for all.