Federato.ai: Revolutionizing Insurance Underwriting with AI-Driven RiskOps

Federato.ai is an innovative AI-powered RiskOps platform designed specifically for Property & Casualty (P&C) and specialty insurance providers, transforming underwriting operations with intelligent automation, real-time data integration, and streamlined workflows. Built with deep reinforcement learning and a service-oriented enterprise SaaS model, it enables carriers, MGAs, MGA aggregators, and mutuals to consolidate nine legacy systems into a single, unified pane of glass—boosting efficiency, accuracy, and profitability. With features like Submission Triage, Orchestrate, Transact, and Federated Data Infrastructure, Federato.ai accelerates quote turnaround by up to 89%, increases high-appetite quote volume by 3x, and lifts high-appetite premiums by 30%, all while maintaining compliance and security through strict data governance and no external AI model sharing.

Key Features:

• Submission Triage: AI-powered prioritization of high-appetite, winnable submissions for faster decision-making.
• Underwriting Platform: A centralized, intelligent system for managing the entire underwriting lifecycle.
• Forms Engine: No-code, drag-and-drop interface for generating policy forms quickly and accurately.
• Orchestrate: The first agentic AI composer for insurance, enabling rapid design and deployment of LLM-powered workflows.
• Transact: API-driven rating, pricing, and quoting within the platform—no need to switch systems.
• Partner Portal: A modern, intuitive interface for agents and brokers to submit deals seamlessly, reducing errors and delays.
• Federated Data Infrastructure: Unified access to internal and third-party data without costly legacy migrations.
• Real-Time Portfolio Visibility: Instant insights across portfolios for better risk management and strategic decisions.
• Operational Transformation: End-to-end workflow modernization with implementation in as little as 8 weeks—no upfront service fees.

Pricing: Federato.ai offers a flexible pricing model with a demo request option and no charge for implementation services. While specific pricing tiers are not publicly listed, the platform is structured as a subscription-based enterprise SaaS solution tailored for insurance organizations, making it accessible through a trial or demo process.

Conclusion: Federato.ai stands at the forefront of AI innovation in insurance, delivering a powerful, unified, and intelligent RiskOps platform that drives underwriting efficiency, reduces operational complexity, and unlocks profitable growth—making it an essential tool for modern insurers aiming to thrive in a competitive landscape.