Pagos.ai: Smarter Payments Intelligence for Modern Merchants

Pagos.ai is an AI-powered platform that transforms payments data into actionable insights, helping businesses boost conversions, reduce costs, and gain deeper customer understanding. Designed for ease of use and integration, it offers no-code connections to processors, networks, and fraud providers, enabling seamless data import. The platform harmonizes, labels, enriches, and analyzes payments data across multiple sources with precision and speed, delivering real-time intelligence through intuitive dashboards, data warehouses, and direct API access to card networks. With advanced capabilities like BIN Data (updated weekly, supporting 8-9 digit BINs), chargeback analysis, anomaly detection, cost optimization, and benchmarking, Pagos.ai empowers merchants to stay ahead of industry shifts. Its processor- and network-neutral architecture ensures unbiased, independent analysis, while services such as BIN Routing, Account Updater, and Network Tokenization provide strategic advantages. By combining human expertise with cutting-edge AI, Pagos.ai delivers powerful, data-driven opportunities for growth and efficiency.

Key Features:

• AI Insights & Benchmarking
• BIN Data (8-9 digit support, weekly updates)
• Chargeback Analysis
• Anomaly Detection
• Cost Optimization
• No-Code Integrations with Processors, Networks, and Fraud Providers
• Direct API Access to Card Networks for Vault and Routing Control
• BIN Routing
• Account Updater
• Network Tokenization
• Data Harmonization, Labeling, and Enrichment
• Real-Time Data Access and Export via MCP Server, Dashboards, or Data Warehouse
• Industry Trend Tracking for Proactive Merchant Strategy

Pricing: Pagos.ai offers a freemium model with access to core features at no cost, and premium tiers available for advanced analytics and integrations.

Conclusion: Pagos.ai is a transformative, intelligent payments platform that combines AI-driven analytics with seamless integration and real-time insights, making it an essential tool for businesses aiming to optimize performance, reduce risk, and enhance customer engagement.