pelican.ai: Revolutionizing Financial Operations with AI-Powered Payments, Compliance, and Trade Solutions

pelican.ai is a cutting-edge AI-driven platform engineered for banks, fintech firms, and non-bank financial institutions to streamline payments, enhance compliance, and digitize trade finance operations. By leveraging advanced technologies like Natural Language Processing (NLP), Machine Learning (ML), and Optical Character Recognition (OCR), pelican.ai delivers intelligent automation across the financial transaction lifecycle—reducing manual work, cutting processing costs by up to 70%, and enabling real-time compliance with global standards. Its modular architecture includes three core solution suites: Pelican Payments, Pelican Compliance, and Pelican Trade, each designed to integrate seamlessly with existing systems in as little as four weeks. The platform ensures high accuracy, minimizes false positives, and supports a wide range of payment formats including SWIFT, Fedwire, and ISO 20022, while also validating documents against regulatory frameworks like UCP600 and ISBP. With enterprise-grade scalability, a purpose-built API platform, and proven results including a 98% straight-through processing (STP) rate and $8M–$10M in new revenue for a global bank, pelican.ai stands as a transformative force in modern financial infrastructure.

Key Features:

• AI-Powered Payments Automation: Streamlines digital, instant, cross-border, and real-time payments with intelligent routing and data enrichment.
• Real-Time Compliance Monitoring: Delivers instant and batch screening for sanctions, PEPs, adverse media, and custom lists across multiple jurisdictions.
• Advanced Sanction Screening: Uses 40+ matching algorithms and self-learning AI to achieve 100% accuracy with exceptionally low false positive rates.
• Trade Digitization & Compliance: Automates extraction and validation of trade documents using OCR and NLP, ensuring consistency and regulatory alignment.
• Anti-Money Laundering (AML) Solutions: Offers risk-based, explainable, and auditable AML monitoring with visual link analysis and scenario builder capabilities.
• Payments Fraud Detection: Applies supervised, unsupervised, and reinforcement learning with biometric analytics to prevent fraud in real time.
• Financial AI Hub: Centralized platform for managing AI-driven financial services, including data normalization, enrichment, categorization, and predictive analytics.
• Integration Platform as a Service (iPaaS): Enables seamless, non-intrusive integration with payment gateways, ERP systems, core banking platforms, and global infrastructures like SWIFT, SEPA, and ISO 20022.
• Intelligent Name Matching (INM): Reduces misdirected payments through AI-driven verification of payee names and IBANs.
• Verification of Payee (VOP): Automates real-time validation for SEPA Instant Credit Transfers (SCT Inst) and other payment schemes.
• Real-Time Mirroring Gateway: Supports 24x7x365 instant payment processing even for banks using batch-based core systems.
• Document Consistency Checks: Identifies inconsistencies, missing, or ambiguous data across trade cycles.
• Red Flag Detection: Automatically flags high-risk transactions, including those involving dual-use goods, over/under-invoicing, and restricted jurisdictions.
• Regulatory Validation: Ensures trade documents comply with UCP600, ISBP, and other international standards.
• High-Throughput, Low-Latency Processing: Built with memory-based systems for rapid, scalable transaction handling.
• API-First Architecture: Offers open, cloud-native APIs for flexible deployment and integration.
• Multi-Channel UX: Supports desktop, mobile, and voice-enabled financial services with hyper-personalization.
• Monetization Through Insights: Generates actionable data for product development, risk management, and customer experience enhancement.
• Seamless Scalability: Handles peak transaction volumes with hybrid, cloud, and on-premise deployment options.
• Compliance Certifications: Accredited by SWIFT, EBAClearing, and TRUSTe, ensuring trust and regulatory alignment.

Pricing: pelican.ai offers a flexible, pay-as-you-go pricing model for its iPaaS and Financial AI Hub, making it ideal for organizations seeking scalable, usage-based solutions without long-term commitments. This model supports cost efficiency and adaptability across growing financial operations.

Conclusion: With its powerful fusion of AI, NLP, and real-time processing, pelican.ai is a game-changing platform for financial institutions aiming to modernize payments, strengthen compliance, and digitize trade operations—delivering unmatched efficiency, cost savings, and security in a single integrated solution.