coris.ai: The Ultimate Merchant Risk Operating System for Fintechs and SaaS Platforms

coris.ai is a powerful, AI-driven risk management platform engineered specifically for SaaS companies, payment facilitators (PayFacs), and FinTechs to streamline merchant onboarding, prevent fraud, automate underwriting, and enable continuous monitoring across 48+ markets. Built by a team with deep roots in WePay, PayPal, eBay, and Google, coris.ai delivers a unified solution that leverages advanced AI models—including GPT-4—to analyze business legitimacy, online presence, and transaction behavior with unmatched speed and accuracy. The platform stands out with its real-time risk decisioning, no-code rule engine, and a unique Risk AI Agent that handles 95% of false positive cases through Slack-based automation. With integrations into Stripe, Adyen, Snowflake, Redshift, and more, coris.ai empowers businesses to reduce fraud losses by 30%, cut underwriting time to under 5 seconds, and slash manual reviews by 80%, all while achieving a 5x ROI within the first year.

Key Features:

• MerchantProfiler: AI-powered merchant intelligence with auto-prediction of MCC and six-digit NAICS codes using LLMs.
• MerchantVision: Automated physical site inspections via Google Street View and AI.
• SiteRating: Website quality assessment by analyzing stock images, domains, product data, and more.
• CorShield: World’s first merchant fraud model detecting both third-party and first-party fraud during sign-up.
• ACH Fraud Model: Real-time scoring of Stripe Connect-powered payments for return likelihood.
• Risk AI Agent: 24/7 Slack-based conversational AI that automates decisioning in 95% of false positive cases.
• No-Code Rule Engine: Customizable, automated risk rules with multi-clause logic for merchant and transaction-level actions.
• Exposure Calculator: Real-time monitoring of merchant risk exposure across portfolios.
• Risk Scorecard: Automated underwriting with risk tier assignments based on comprehensive data.
• Merchant Roll-ups: Aggregated portfolio views with insights on payment volumes, chargebacks, and authorization rates.
• Adverse Media Insights: Real-time screening of business owners for negative information on LinkedIn and media outlets.
• Online Reputation Analysis: Evaluates reviews from Google, Yelp, Facebook, Trustpilot, and other platforms.
• Email & Phone Ownership Validation: Checks for non-VOIP signals and verifies contact legitimacy.
• Commercial Credit Data Integration: Surfaces bankruptcy history for businesses and their owners during onboarding.
• Signal Library: Millions of identity, behavioral, and transaction data points for intelligent rule building.
• Audit Trail: Full compliance and record-keeping support for mandatory reviews and postmortems.
• Transaction Monitoring Dashboard: Consolidated view of ACH and Stripe Radar alerts for real-time risk tracking.
• API Access: Merchant data retrieved in as little as 30 seconds via API.
• Custom Actions & Rules: Supports over 10 automated actions including payout control and review triggers.
• Multi-Platform Integrations: Seamlessly connects with Stripe, Adyen, Snowflake, Redshift, Creditsafe, Intercom, and Zendesk.
• Global Coverage: Operates across 48 markets and 45+ countries with support for diverse SMB demographics.
• SOC 2 Type I & Type II Compliance: Ensures robust data security and regulatory adherence.

Pricing: coris.ai offers a freemium model with flexible pricing based on usage and scale, enabling startups and enterprises alike to access powerful risk tools with low entry barriers and trial options for evaluating performance and ROI.

Conclusion: coris.ai is a transformative, intelligent risk platform that redefines how businesses manage merchant risk—delivering speed, precision, and scalability through cutting-edge AI, making it an indispensable partner for fintech innovation and secure growth.