DigiSure.ai: Streamlining Insurance for the Sharing Economy

DigiSure.ai is a comprehensive Protection-as-a-Service platform designed for modern mobility, peer-to-peer (P2P) vehicle rentals, short-term rentals (STR), and sharing economy platforms. By leveraging AI-driven risk assessment, identity verification, and data integration, DigiSure empowers businesses to manage insurance, compliance, and claims efficiently—reducing costs by up to 30% and claims by 22% while enabling embedded insurance and faster claim resolution. With a team of insurance and mobility experts, the platform combines automation with human oversight to deliver secure, scalable, and intelligent insurance solutions that support rapid deployment and continuous improvement.

Key Features:

• TrustScreen: AI-powered identity verification and screening with liveness checks, selfie capture, license and CDL validation, criminal history, and credit file checks.
• PolicyHub: All-in-one policy administration with embedded insurance capabilities, dynamic pricing, micro-policy management, and self-insured retention (SIR) program support.
• ClaimsHub: Accelerated claims handling that closes claims twice as fast, reduces downtime by 50%, and includes claim reporting, recovery, carrier reporting, and claim concierge for complex cases.
• Risk Control: Machine learning-driven risk modeling that identifies high-risk users (e.g., driver-to-seat height ratio) and reduces claims by targeting the top 5% of riskiest users.
• Data Integration: Centralized access to user, policy, and claims data—including pre- and post-transaction photos—for real-time analysis and decision-making.
• Fraud Reduction: Centralized policy data and AI automation help minimize fraudulent claims and streamline underwriting.
• A/B Testing & Dynamic Pricing: Tools for optimizing conversion and pricing based on user data and risk profiles.
• In-House Insurance Services: Custom program management, brokering, consulting, and risk advising for commercial auto, liability, and surplus insurance.
• Security & Compliance: SOC 2 Type 2 certified with robust data security, transparency, and responsible disclosure policies.
• Seamless Deployment: Capable of overhauling an insurance ecosystem in as little as 4–6 months from signing to launch.
• Cross-Departmental Collaboration: Unified data platform that aligns user acquisition, underwriting, and relationship management across teams.
• Pre-Departure Reminders: Automated email alerts to renters on safety best practices, reducing avoidable accidents.
• Unified Identity Platform: Centralized authentication and user data management for streamlined onboarding and compliance.

Pricing: DigiSure.ai operates on a customized, enterprise-grade pricing model tailored to customer needs, with no publicly listed pricing tiers. It offers flexible solutions ranging from partial integrations to full suite deployments, making it best categorized as a freemium model with scalable access based on business size and requirements.

Conclusion: DigiSure.ai is a powerful, data-driven insurance ecosystem that transforms risk management and claims efficiency for sharing economy and mobility platforms. Its intelligent automation, security certifications, and proven results in cost reduction and customer satisfaction make it an essential partner for forward-thinking businesses aiming to scale safely and profitably.