Cascading.ai: AI-Powered Loan Origination for Financial Institutions

Cascading.ai is an AI-native Loan Origination System designed specifically for banks and lenders, transforming the loan application and approval process through intelligent automation and real-time assistance. Built to streamline lending operations across small business, commercial, SBA, and USDA lending, the platform empowers financial institutions to deliver faster, more accurate decisions while enhancing customer experience. With features like an online application, AI loan assistant, applicant portal, and advanced credit analysis, Cascading.ai reduces manual effort, accelerates loan cycles, and boosts lead conversion. It is trusted by FDIC-insured banks and non-bank lenders, combining powerful AI capabilities with seamless integrations to modernize lending workflows.

Key Features:

• AI Loan Assistant: Provides 24/7 applicant Q&A with response times under 2-3 minutes.
• Online Application: Enables digital loan applications for seamless customer onboarding.
• Applicant Portal: Offers a self-service dashboard for applicants to track their loan status.
• Credit Analysis: Automates the analysis of over 10,000 pages of financial documents, including tax returns and bank statements.
• Process Automation: Reduces manual effort by up to 25% and automates up to 100 manual steps via native integrations.
• Lead Conversion Optimization: Increases lead conversion rates by 3x through automated follow-ups and prequalification.
• Loan Cycle Reduction: Cuts loan cycle time by 4 days.
• Lending Solutions: Supports small business, commercial, SBA, and USDA lending.

Pricing: Cascading.ai offers a freemium model with a free tier and paid subscription options tailored to institutional needs.

Conclusion: Cascading.ai is a powerful, AI-driven solution that redefines loan origination by making it faster, smarter, and more efficient, helping financial institutions scale their lending operations with precision and confidence.