Midday.ai: Smart Financial Management for Freelancers and Businesses

Midday.ai is a modern, AI-powered financial management platform designed for freelancers and small businesses seeking to simplify and automate their accounting workflows. Built as a seamless layer on top of QuickBooks and Xero, it integrates with over 20,000 banks across 33 countries, enabling automated receipt-to-transaction mapping and intelligent financial insights. With features like real-time time tracking, a smart inbox for managing invoices and receipts, secure vault storage, and a comprehensive financial overview dashboard, Midday.ai makes financial oversight effortless and accurate. Its AI assistant, powered by the Vercel AI SDK and part of an open-source project, allows users to ask natural language questions about their finances—such as burn rate or software spending—and receive instant, tailored answers. The platform supports easy data export in CSV format, preferred by accountants, and enhances productivity with generative UI. Backed by a thriving community on Discord, Twitter, Product Hunt, LinkedIn, and YouTube, and with 16,300+ businesses already using it to process $812M in transactions, Midday.ai combines transparency, innovation, and scalability in one intuitive tool.

Key Features:

• Invoicing: Create and manage invoices with ease.
• Time Tracking (Tracker): Accurately log work hours and project time.
• Inbox: Centralized hub for organizing and processing invoices and receipts.
• Vault: Secure, cloud-based storage for financial documents.
• Financial Overview Dashboard: Real-time insights into income, expenses, and cash flow.
• Automated Receipt-to-Transaction Mapping: AI-driven matching of receipts to financial entries.
• Smart Search: Instantly find receipts and invoices using natural language.
• AI Assistant: Ask questions about your finances and get instant, intelligent answers.
• Bank Integration: Connects to over 20,000 banks across the US, Canada, UK, and Europe.
• CSV Export: Export financial data in a format trusted by accountants.
• QuickBooks & Xero Integration: Works seamlessly with leading accounting software.
• Generative UI: AI-enhanced interface for faster, smarter navigation.
• Open-Source Platform: Transparent development with a GitHub repository boasting 9.5K stars.

Pricing: Midday.ai offers a 14-day free trial with no credit card required. The Starter plan is $29/month (excl. VAT), and the Pro plan is $99/month (excl. VAT), both providing scalable solutions for growing teams and businesses.

Conclusion: Midday.ai is a powerful, intelligent, and open-source financial tool that transforms how freelancers and small businesses manage their finances—offering automation, clarity, and deep insights with a user-friendly, future-ready interface.