Zeni.ai: All-in-One AI-Powered Finance Platform for Startups

Zeni.ai is a cutting-edge AI-powered bookkeeping and financial management platform designed specifically for startups at every stage—from pre-seed to Series C+—combining intelligent automation with a dedicated team of financial experts to streamline accounting, banking, and strategic planning. With real-time financial insights, GAAP-compliant bookkeeping, and seamless integration with QuickBooks Online Plus, Zeni delivers a unified solution that reduces manual work by an average of 70 hours per month. The platform leverages advanced AI technologies like machine learning and OCR for auto-categorization, invoice and receipt processing, and predictive analytics, while also offering specialized services such as Fractional CFO support, tax optimization, payroll management, and foreign reporting compliance.

Key Features:

• AI Bookkeeping: Automates data posting, transaction categorization, journal entries, and bank reconciliation with real-time updates.
• AI CFO Agent: Delivers expert financial planning, forecasting, scenario modeling, cash flow projections, and strategic growth insights.
• AI Business Checking: Offers FDIC insurance up to $3M via Thread Bank’s deposit sweep program, with APY ranging from 0.81% to 3.34% based on balance tiers.
• AI Business Credit Card: Available by invite only, provides 1.75% cashback on all purchases, issued by Thread Bank under a Visa license.
• AI Bill Pay: Automates invoice data entry, vendor storage, and accounting classification; supports same-day ACH payments with $0 fees.
• AI Reimbursements: Enables same-day ACH payouts and unlimited expense report submissions.
• Fractional CFO Services: Includes board meeting prep, investor reporting, financial analysis, and strategic planning tailored to business verticals.
• Tax Accountant Support: Handles federal and state corporate income tax filings, R&D tax credit optimization, and foreign reporting (e.g., Form 5471, 5472, FBAR).
• Payroll Services: Supports U.S.-based employees and contractors with payroll tax offset elections.
• Real-Time Financial Insights: Provides live dashboards for Burn Rate, Cash Flow, OpEx, AP/AR metrics, and automated P&L, Balance Sheet, and Cash Flow statements.
• AI Audit Bot: Ensures transaction accuracy and GAAP compliance by detecting errors and verifying data.
• Multi-Entity Support: Allows management of multiple business entities, each requiring a separate subscription.
• Global Payments & Currencies: Supports 160 currencies for domestic and international transactions.
• Finance Concierge: A dedicated single point of contact for clients, available via email or scheduled calls, with responses within two hours (9:00 am to 6:00 pm PST).
• Free Tools & Resources: Offers complimentary startup financial model templates, company valuation calculators, convertible note templates, and R&D calculators.
• Seamless Onboarding: Takes approximately 30 minutes via Zoom, with secure read-only access setup and integration with QuickBooks Online Plus.

Pricing: Zeni.ai operates on a usage-based pricing model, with fees determined by bookkeeping complexity, monthly expenses, and annual revenue. The Fractional CFO service starts at a fixed monthly fee of $1,149, while other services are priced accordingly. A free consultation is available for CFO services, and free tools are accessible to all users.

Conclusion: Zeni.ai redefines startup finance with a powerful fusion of AI automation and human expertise, delivering accuracy, efficiency, and strategic insight—making it an indispensable partner for growing businesses that demand compliance, clarity, and scalability.