Coba.ai: Empowering Global Freelancers with Seamless Cross-Border Finance

Coba.ai is a next-generation financial infrastructure platform built specifically for freelancers, expats, and professionals navigating cross-border income. Designed with a focus on ease, compliance, and smart money management, it enables users in Mexico and the U.S. to receive payments in USD, EUR, or CAD, convert them to MXN seamlessly, and stay fully aligned with Mexican tax regulations through auto-generated CFDI invoices and SAT-ready declarations. With integrated global accounts, automated tax reporting, and expert support, Coba.ai removes the friction of traditional banking for international work. The platform also offers innovative financial tools like Quick Cash for emergency funds, Payroll Advance for early income access, and Health Insurance, all aimed at supporting remote professionals in maintaining financial stability and compliance across borders.

Key Features:

• Global Accounts: Support for multiple currencies (USD, EUR, CAD, MXN) in a single platform.
• Auto-Generated Tax Invoices (CFDI): Instantly create compliant Mexican tax invoices using official exchange rates.
• SAT-Ready Tax Declarations: Monthly tax filings prepared and ready for submission to Mexico’s tax authority.
• Cross-Border Payments & Collections: Effortlessly receive, hold, and manage international payments.
• Smart Money Movement: Seamless currency conversion and fund transfers between countries.
• Automated Tax Reporting with Expert Support: Simplified compliance for international income in Mexico.
• Quick Cash: Instant access to emergency funds (coming soon).
• Payroll Advance: Early access to earned income (coming soon).
• Health Insurance: Comprehensive coverage options (coming soon).
• API Infrastructure for Fintechs: Access to local payment rails, virtual accounts, FX, and payouts for scalable platforms.
• Regulated Financial Services: Accounts issued by Bangor Savings Bank, Member FDIC, ensuring trust and security.
• Compliance & Legal Support: Tailored policies and resources for users in the U.S., Mexico, and beyond.
• Excellent Customer Service & UX: Designed for intuitive, stress-free financial management.

Pricing: Coba.ai offers a freemium model with free access to core features like global accounts and currency conversion, while premium services such as advanced tax reporting, invoicing, and financial tools are available through tiered subscription plans.

Conclusion: Coba.ai is a powerful, user-centric financial platform that redefines how global professionals manage their income, combining regulatory compliance, smart technology, and financial wellness tools into one seamless solution—ideal for freelancers and expats who demand flexibility, control, and peace of mind across borders.