Justt.ai: Smart Chargeback Management for Merchants

Justt.ai is an AI-powered fintech platform revolutionizing chargeback dispute management for merchants worldwide. Designed for businesses navigating complex payment ecosystems, it delivers fully automated, intelligent solutions that maximize revenue recovery while minimizing manual effort. With dynamic arguments, real-time alerts, predictive insights, and seamless integrations across major PSPs and Shopify, Justt.ai ensures high win rates and compliance readiness. Its centralized dashboard provides deep analytics on dispute trends, performance tracking, and forecasting, enabling data-driven decisions. The platform enriches evidence with over 500 data points from multiple sources—including transaction logs, KYC data, blockchain IDs, and support communications—automatically optimizing each representment. Justt.ai is enterprise-grade, secure, and built on a foundation of continuous improvement through A/B testing and smart automation.

Key Features:

• Dynamic Arguments Technology: Customizes evidence documents per dispute to boost win rates.
• Fully Automated Dispute Handling: Ensures timely responses even during peak periods, meeting all deadlines.
• Pre-Chargeback Alerts: Powered by Verifi (formerly CDRN) and Ethoca, with real-time notifications to prevent chargebacks.
• Rapid Dispute Resolution (RDR): Automates refund decisions based on predefined policies to maintain compliance.
• Centralized Dashboard: Aggregates chargeback data, alerts, and performance metrics from multiple PSPs and card schemes.
• Advanced Insights & Analytics: Offers recovery rate analysis, fraud vs. non-fraud dispute comparisons, and trend explanations.
• Forecast Win Rates: Predictive modeling for future dispute performance and strategic planning.
• Data Enrichment Engine: Connects to over 500 data points—including tracking codes, usage logs, cancellation policies, KYC, installment data, and blockchain/wallet IDs—to strengthen dispute representments.
• Multi-Platform Integrations: Seamlessly connects with Braintree, Chase, FirstData, TabaPay, i9, Nuvei, Adyen, and more.
• Justt for Shopify: Dedicated integration for Shopify merchants to streamline chargeback management.
• Continuous A/B Testing: Automatically tests and refines arguments, evidence combinations, and data strategies to improve outcomes over time.
• Developer Hub & API Access: Enables custom integrations and technical flexibility for enterprise teams.
• Trust Center & Compliance Resources: Ensures enterprise-grade security, transparency, and adherence to regulatory standards.
• Customizable Policies: Allows merchants to define refund or recovery rules based on risk thresholds and card scheme limits.

Pricing: Justt.ai operates on a performance-based pricing model—merchants are charged only when chargeback funds are successfully recovered. This alignment of incentives ensures cost-efficiency and results-driven service, making it ideal for businesses seeking scalable, low-risk dispute resolution.

Conclusion: Justt.ai stands out as a powerful, intelligent, and enterprise-ready chargeback management platform that combines automation, deep data integration, and AI-driven insights to help merchants protect profits, reduce risk, and gain control over their dispute lifecycle—delivering measurable results with minimal effort.