justifi.ai: Empowering Platforms with Embedded Fintech Solutions

justifi.ai is a powerful fintech infrastructure platform tailored for SaaS platforms, fintechs, franchisors, and marketplaces, enabling seamless revenue growth through fully integrated, white-labeled financial products. With a unified dashboard and low-code API or web components, it simplifies the deployment of embedded payments, in-person payments, buy now pay later (BNPL), embedded lending, and embedded insurance—offering a scalable, transparent, and efficient way to deliver financial services directly within your ecosystem. Designed for speed and simplicity, justifi.ai’s PayFac Direct™ Pricing ensures 100% pass-through of sponsor bank fees, while its hosted onboarding solution securely collects and stores customer data.

Key Features:

• White-Label Fintech Products: Fully branded solutions that integrate seamlessly into your platform.
• Embedded Payments: Enable smooth, secure payment processing directly in your user experience.
• In-Person Payments: Support physical transactions with integrated POS capabilities.
• Buy Now Pay Later (BNPL): Offer flexible financing options to boost conversion and customer satisfaction.
• Embedded Lending: Provide instant loan access within your platform for enhanced user engagement.
• Embedded Insurance: Integrate insurance products to expand service offerings and revenue streams.
• PayFac Direct™ Pricing: Transparent pricing with 100% pass-through of sponsor bank schedule A rates.
• Single Dashboard Management: Centralized control for all fintech products and operations.
• Hosted Onboarding Solution: Secure, compliant collection and storage of customer data.
• Low-Code Integration: Fast and easy API or web component integration with minimal development effort.
• Multi-Product Infrastructure: Unified platform supporting a full suite of financial services.

Pricing: justifi.ai operates on a freemium model, offering foundational access to its infrastructure with optional upgrades for advanced features and higher transaction volumes.

Conclusion: justifi.ai is a transformative fintech platform that empowers businesses to scale revenue through effortless, white-labeled financial product integration—ideal for SaaS providers and digital marketplaces seeking to enhance their offerings with embedded finance.