Zenny.ai: Smart Revenue-Based Financing for E-commerce Growth

Zenny.ai is an innovative, AI-powered financing platform designed specifically for Shopify merchants selling physical goods in Sweden. It delivers fast, fair, and flexible revenue-based advances with no interest, no fixed repayment terms, and no equity dilution—making it a unique alternative to traditional loans. By analyzing store performance through secure, digital onboarding with bank-level encryption and read-only data access, Zenny.ai tailors funding to actual business cash flow, ensuring repayments scale with sales. The platform also offers a free AI CFO Dashboard that provides real-time financial insights into cash flow, profitability, and key metrics, accessible to all merchants regardless of financing use. With approval from Finansinspektionen (Sweden’s financial supervisory authority), Zenny.ai ensures regulatory compliance and trust while supporting business scalability.

Key Features:

• Revenue-Based Financing: Repayments tied to a percentage of monthly sales, adapting automatically to business performance.
• No Interest, No Fixed Term, No Equity Dilution: Flexible, non-traditional funding that preserves ownership and avoids debt burden.
• No Collateral or Personal Guarantees: Risk-free access to capital based solely on business performance.
• Fast Digital Onboarding: Financing offers typically delivered within hours via a seamless, fully digital process.
• AI CFO Dashboard (Free): Real-time insights into cash flow, profitability, and financial health—available to all merchants.
• Secure Data Integration: Connects with Shopify using read-only access and bank-level security; data can be disconnected anytime.
• Tailored Funding: Advances are customized based on store performance and growth potential.
• Regulatory Approval: Licensed and approved by Finansinspektionen, Sweden’s financial supervisory authority.

Pricing: Zenny.ai operates on a freemium model, offering a free AI CFO Dashboard to all users while its core financing service is available via invitation-only access with terms determined by business performance.

Conclusion: Zenny.ai is a transformative, AI-driven financing solution for e-commerce businesses, combining smart financial insights with flexible, growth-oriented funding—ideal for Swedish Shopify merchants ready to scale without traditional financial strings attached.